Helping You Obtain Relief From Debt
The sooner you solve debt problems, the sooner you can start rebuilding your finances. At the law firm of Gallant & Ervin, L.L.C., in Chelmsford, Massachusetts, we help individuals and businesses throughout Massachusetts and New Hampshire protect their assets and eliminate debt by filing bankruptcy.
Contact our Lowell bankruptcy lawyers today to schedule a free initial consultation.
New England Chapter 7 and 13 Lawyers
Our goal in a consumer bankruptcy filing is to protect your personal assets and put you in the strongest possible financial position after your filing. Our lawyers can guide you through all of the issues you may face, including:
- Stopping creditor harassment
- Stopping wage garnishments and seeking the return of money already taken
- Stopping repossessions of cars
- Stopping home foreclosure actions and giving you time to consider your options
- Eliminating or reducing unsecured debts such as credit card bills, medical bills and payday garnishments
- Eliminating tax debts when possible
There are two main forms of bankruptcy protection for consumers: Chapter 7 and Chapter 13. Depending on your income, your type of debt and your assets, our lawyers will help you select the form of bankruptcy protection that is best for you.
Business Bankruptcy
If your business has significant debts but also significant business prospects, our lawyers can help you file Chapter 11 bankruptcy. Chapter 11 bankruptcy is a business reorganization and debt repayment plan that gives you time to restructure your business.
Even if your business is not continuing and you simply wish to wind it down, you may incur personal liability from business debts. Our lawyers can help you file personal bankruptcy to protect you from creditor judgments.
Our lawyers also represent the rights of creditors in bankruptcy proceedings.
Free Attorney Consultation From Our Creditor Harassment Law Firm
To talk to a bankruptcy lawyer at Gallant & Ervin, L.L.C., call 978-256-6041 or contact our Nashua, New Hampshire, Chapter 7 and Chapter 13 attorneys online. From our office in Chelmsford, we serve clients in the greater Lowell area, the north Boston metro area and throughout New Hampshire.
